Fort Lauderdale continues to be one of South Florida’s most desirable coastal cities — offering a blend of waterfront living, walkable neighborhoods, vibrant dining, and year‑round sunshine. But what does it really cost to live here in 2025? And more importantly, what kind of home can you buy with a $700,000 budget?

Whether you're relocating, upgrading, or investing, this guide breaks down the cost of living in Fort Lauderdale, what $700K gets you today, and how to choose the right neighborhood for your lifestyle.

✅ Why Fort Lauderdale Remains a Top Choice in 2025

People continue moving to Fort Lauderdale for:

• Coastal lifestyle + boating culture

• No state income tax

• Strong job market

• Luxury amenities without Miami’s price tag

• High rental demand for investors

• Walkable neighborhoods like Las Olas, Victoria Park, and Flagler Village

Explore the area through our Fort Lauderdale Neighborhood Guide.

Cost of Living Breakdown: Fort Lauderdale in 2025

🏡 Housing Costs

Fort Lauderdale home prices vary widely depending on proximity to the beach, waterfront access, and neighborhood amenities. In 2025, $700K places you in a strong mid‑range position — especially east of I‑95.

💡 Utilities

Expect monthly utilities to range from $180–$300, depending on home size and AC usage.

🚗 Transportation

Most residents drive, though downtown and Las Olas are walkable. Insurance and gas costs remain slightly above national averages.

🍽️ Dining & Entertainment

Fort Lauderdale offers everything from waterfront dining to upscale nightlife. Expect slightly higher‑than‑average dining costs due to tourism and coastal demand.

🌴 Lifestyle

Beach access, boating, fitness studios, and outdoor recreation are major perks — and often free or low‑cost.

What $700K Buys You in Fort Lauderdale in 2025

A $700,000 budget gives you access to a wide range of homes, depending on your priorities: ✅ Single‑family homes ✅ Modern townhomes ✅ Updated condos near the beach ✅ Properties with rental potential

Here’s what you can expect in different neighborhoods:

1. Victoria Park — Walkable + Charming

What $700K Buys:

• 2–3 bedroom townhome or single‑family home

• Updated interiors

• Walkability to Las Olas, parks, and dining

Best For: Buyers who want a walkable, vibrant neighborhood close to downtown.

2. Coral Ridge — Suburban Coastal Living

What $700K Buys:

• 2–3 bedroom single‑family home

• Mid‑century architecture

• Larger lots

• Proximity to beaches and top schools

Best For: Families and buyers wanting space without sacrificing location.

3. Flagler Village — Modern + Trendy

What $700K Buys:

• Newer construction condos

• Luxury amenities

• Rooftop pools, gyms, and walkability

Best For: Young professionals, investors, and those wanting a Miami‑style vibe at a lower price.

4. East Fort Lauderdale Condos — Beach Proximity

What $700K Buys:

• 2–3 bedroom condo

• Ocean or Intracoastal views (depending on building)

• Updated amenities

Best For: Buyers wanting low‑maintenance living near the water.

5. Investment Properties — Strong Rental Demand

Fort Lauderdale remains a top market for both long‑term and short‑term rentals. If you're exploring investment potential, request a Free Airbnb Income Analysis.

What $700K Buys:

• Duplex or triplex (depending on location)

• Updated single‑family home with STR potential

• Condo in a rental‑friendly building

How Fort Lauderdale Compares to Other Florida Cities

Compared to Miami, Naples, or Boca Raton, Fort Lauderdale offers:

✅ More value for the price ✅ Stronger rental demand ✅ Better walkability ✅ More diverse housing options

Explore more South Florida communities through our Neighborhood Guides.

Is $700K Enough to Live Comfortably in Fort Lauderdale?

In 2025, $700K is a strong and competitive budget that allows you to choose between:

• Updated single‑family homes

• Modern townhomes

• Luxury condos

• Properties with rental income potential

You’ll enjoy a high quality of life, coastal access, and a vibrant community — all without the extreme pricing of Miami.

Browse available homes here: ✅ Current Listings

✅ Final Thoughts

Fort Lauderdale offers an exceptional lifestyle, and a $700K budget opens the door to some of the city’s most desirable neighborhoods. Whether you're relocating, investing, or upgrading, understanding the cost of living and what your budget buys helps you make a confident move.

Start exploring:

✅ Neighborhood Guides

✅ Current Listings

✅ Book a Consultation

The SoFlo Coastal Group is here to help you find the perfect home in Fort Lauderdale.